• Application Deadline:
• Position: Credit Monitoring


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 10 - 15 years


• Location Lagos


• Job Field Banking 
  

CANDIDATE'S PROFILE: Our ideal candidate must have knowledge of Credit Risk management in banking. Possess analytical skills and interpersonal skills.

JOB OBJECTIVE (S):

To emphasize and protect high Credit Quality while encouraging and increasing the Bank’s market share without compromising risk assets quality.

RESPONSIBILITIES:

• Review of approved credits for quality, performance and compliance with approved terms and conditions and credit policy.


• Monitoring of special conditions in credit facilities and escalation of exceptions / non-compliance.


• Identification of deteriorating accounts for Prudential Classification and transfer to Credit Remedial/Recovery.


• Ensure that limits are monitored, incomes, fees, and maturing repayments anniversary charges are captured.


• Detection and escalation of unauthorised credits.


• Implementation of policy-driven credit related sanctions.


• Preparation of exception reports & imminent maturity reports.


• Monthly performance review of the bank’s exposure to the power sector and energy sector.


• Review of the bank’s contingent liabilities.


• Identification of warning signals and flagging likely problems before they crystallize.


• Regular rendition of weekly, monthly and quarterly exceptions reports to Group Head Credit Monitoring Head Office.


• All other activities as delegated by the Directorate Head.

KNOWLEDGE & SKILLS REQUIRED:

• Computer literate


• Ability to demonstrate initiative


• Good analytical skills


• Good interpersonal skills

QUALIFICATION:

• A bachelor’s degree in quantitative subjects (Accounting, Economics, Bus. Admin, Banking & Finance etc.)


• Post Graduate Qualification will be an added advantage.


• Minimum 10 years of banking experience out of which 5 should be in Credit Risk Management.

WHAT WE EXPECT FROM YOU:

• High degree of professional ethics, integrity and responsibility.


• Highly organised, proactive, ability to work independently and take ownership of tasks assigned.


• Team player with the ability to work under pressure and ability to work with a wide variety of people and maintain an excellent business relationship.


• High sense of confidentiality and discreteness.

WHAT YOU SHOULD EXPECT FROM US:

• Our corporate culture is defined by our core values. We do not just train our people to be the best in the job, we also offer encouragement, recognition, and rewards.


• Whatever level you are at in your career, we offer plenty of opportunities and support to build a rewarding career at UBA.


• Here in UBA, our employees are our greatest assets and so we built a recognition and reward system that boosts productivity and enhances staff retention, instituting a culture of meritocracy.