Job Description
Key Responsibilities
As a Relationship Manager, you will be entrusted with managing a discerning portfolio of affluent clients, delivering exceptional customer experiences and wealth advisory expertise:
- Acquire and onboard new affluent clients, identifying opportunities to expand the client base.
- Deepen engagement with existing clients by understanding their financial aspirations and recommending suitable wealth management products and services.
- Deliver personalized, advisory-led solutions encompassing investments, financing, and bancassurance aligned with clients’ evolving needs.
- Maintain detailed records of client interactions, follow up on leads, coordinate client appointments, and ensure timely closure of client requests.
- Support clients throughout their financial lifecycle, adapting solutions as clients progress through different career stages and life events.
- Build enduring relationships that foster loyalty and safeguard clients' wealth through appropriate risk management and investment strategies.
- Stay informed of current market trends, new product launches, and promotional campaigns to enhance advisory capabilities.
- Ensure strict adherence to regulatory requirements and internal controls in client account management.
- Uphold high standards of client service excellence to reinforce the bank’s reputation and client satisfaction.
Skills And Experience
Successful candidates will demonstrate a blend of technical aptitude, interpersonal skills, and regulatory understanding to excel in this role:
- Proven expertise in managing conduct and mitigating risks within financial services.
- Experience in managing and developing client relationships in the affluent segment, with a strong focus on wealth management solutions.
- Effective stakeholder management skills, capable of collaborating across internal teams to deliver seamless client experiences.
- Strong communication skills, able to articulate complex financial concepts clearly and build trust with clients.
- In-depth knowledge of financial regulatory environments, compliance standards including KYC (Know Your Customer) and CDD (Customer Due Diligence) procedures.
- Ability to proactively identify client needs and tailor financial solutions that address these requirements comprehensively.
- Demonstrated capability to manage competing priorities and operate with agility in a dynamic, client-focused environment.
Qualifications
Candidates should meet the following educational and professional criteria to be considered for the role:
- Minimum educational requirement of a Bachelor of Science degree or equivalent qualification.
- Relevant professional memberships or certifications related to banking, finance, or wealth management are highly desirable to support continuous learning and adherence to industry best practices.
- Completion of mandatory and developmental bank training programs, including role-specific, regulatory, and compliance courses focusing on Anti-Money Laundering, Conflict of Interest, Anti-Bribery, and Sanctions awareness.
- Multilingual abilities are a plus, particularly languages relevant to the local market and clients served.
Additional Desired Skills And Attributes Include
- At least 7 years of banking experience, ideally with a strong sales and client relationship pedigree.
- Exceptional communication, interpersonal, and networking skills to build and maintain impactful relationships.
- A keen ability to quickly assimilate new products and financial services, adapting to evolving market demands.
- Demonstrated market awareness and the capability to benchmark effectively against industry standards.
- Strong data analysis and management information capabilities.
- Ability to work flexibly and adapt to a fast-paced, agile environment.
- Personal qualities such as courage, creativity, responsiveness, and trustworthiness.
- Appreciation and capability to thrive in a diverse, international team environment.
- A motivated and self-driven approach to identifying and capitalizing on new business opportunities.
- Consistent demonstration of high personal conduct standards aligned with the bank’s core values and behaviours.