Business Development Officer at Ultraviolet Microfinance Bank

Job Overview

Location
Lagos, FCT
Job Type
Full Time
Date Posted
2 months ago

Additional Details

Job ID
140867
Job Views
52

Job Description






Responsibilities




  • Develop and implement business development strategies aligned with the Bank’s goals.

  • Identify new market opportunities, products, and partnerships.

  • Drive deposit mobilization and loan portfolio growth across branches and channels.

  • Monitor market trends, competitors, and customer needs.

  • Set sales targets and KPIs for Relationship Officers and Marketing staff.

  • Lead, coach, and supervise business development and marketing teams.

  • Plan and execute marketing campaigns and promotional activities.

  • Ensure effective cross-selling of the Bank’s products and services.

  • Oversee loan sourcing and ensure quality loan origination.

  • Review and recommend loan proposals in line with the Bank’s credit policy.

  • Monitor portfolio performance, including PAR and NPL ratios.

  • Support recovery efforts on delinquent accounts.

  • Manage key accounts and high-value relationships.

  • Build strategic relationships with individuals, SMEs, associations, and cooperatives.

  • Ensure excellent customer experience and retention.

  • Ensure all business development activities comply with CBN regulations and internal policies.

  • Promote strong KYC, AML/CFT, and customer due diligence practices.

  • Identify and mitigate business and credit risks.



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