Loan Marketing Officer at Ultraviolet Microfinance Bank

Job Overview

Location
Lagos, FCT
Job Type
Full Time
Date Posted
4 days ago

Additional Details

Job ID
140868
Job Views
28

Job Description






Responsibilities




  • Market the bank’s loan products to individuals, SMEs, cooperatives, and groups.

  • Identify and onboard new clients through field visits, referrals, and community outreach.

  • Build and maintain strong relationships with existing and prospective clients.

  • Educate clients on loan products, terms, conditions, and repayment obligations.

  • Receive and review loan applications in line with bank policies.

  • Conduct client interviews, business assessments, and cash flow analysis.

  • Carry out Know Your Customer (KYC) and creditworthiness checks.

  • Prepare credit appraisal reports and submit recommendations for approval.

  • Facilitate timely loan disbursement after approval.

  • Monitor loan utilization to ensure funds are used for approved purposes.

  • Conduct regular field visits to assess business performance and loan repayment capacity.

  • Ensure timely loan repayments and maintain high portfolio quality.

  • Follow up on overdue accounts and implement recovery strategies.

  • Manage delinquent loans and participate in recovery actions where necessary.

  • Maintain accurate loan records and client documentation.

  • Provide excellent customer service and resolve client complaints professionally.

  • Advise clients on suitable financial products based on their needs.

  • Cross-sell other bank products such as savings and deposits.



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