• Application Deadline:
• Position: SME Loan Officer



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 3 - 5 years



• Location Lagos




• Job Field Banking 
  
  

About the job

• We are looking for an SME Loan Officer to drive SME loan origination and portfolio growth by sourcing quality customers, assessing creditworthiness, disbursing loans, and monitoring repayment to maintain healthy portfolio performance.

Key Responsibilities

• Source and onboard SME customers; build and manage a strong sales pipeline.


• Conduct KYC, site visits, and customer profiling; verify business cashflows.


• Perform credit analysis, prepare credit proposals/memos, and present for approval.


• Support loan documentation, disbursement, and post-disbursement monitoring.


• Manage delinquency: early warning signals, reminders, restructuring support, and recoveries.


• Maintain accurate loan files and reports; comply with policies and regulatory requirements.


• Support cross-selling of bank products (accounts, deposits, channels).

Requirements

• HND/BSc in Business, Finance, Economics, or related field.


• 3–5 years experience in microfinance/SME lending (preferred).


• Strong credit analysis, customer relationship, and field marketing skills.


• Good knowledge of KYC/AML and loan documentation.