• Application Deadline:
• Position: FP&A Senior Associate - Cards Stream



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 2 - 5 years



• Location Lagos




• Job Field Finance / Accounting / Audit 
  
  

The Position

• The FP&A Analyst plays a critical role in financial planning, budgeting, forecasting, and business performance analysis. This position supports senior management by providing data-driven insights, financial modelling, and strategic recommendations to optimise business decisions. The FP&A Analyst collaborates with cross-functional teams to ensure financial discipline and operational efficiency.

What You Will Do

Financial Modelling & Scenario Analysis

• Build, validate, and maintain credit and debit cards financial models to assess business performance.


• Conduct scenario and sensitivity analysis to support long-term planning.


• Support M&A due diligence and integration efforts, if applicable.

Financial Planning & Forecasting

• Assist in the annual budgeting process, including revenue, expense, and capital expenditure planning.


• Develop and maintain rolling forecasts to reflect changing business conditions.


• Analyse variances between actual budgets, and forecasts, providing actionable insights.

Business Partnering & Decision Support

• Provide product profitability optimisation and portfolio management support.


• Collaborate with department heads to track performance against financial targets.


• Provide ad-hoc financial analysis to support strategic initiatives such as pricing, cost optimisation, and investments.


• Evaluate business cases for new projects, investments, or cost-saving opportunities.

Financial Reporting & Analysis

• Prepare monthly, quarterly, and annual financial reports for management and stakeholders.


• Conduct profitability analysis by business unit, product line, or region.


• Identify trends, risks, and opportunities through financial and operational KPIs.

Process Improvement & Systems

• Enhance financial planning processes through automation and best practices.


• Work with SQL and BI tools such as Power BI and Tableau to improve reporting efficiency.


• Ensure data accuracy and integrity across financial systems.

Requirements

What You Bring

Education & Experience

• 2–5 years of experience in card modeling.


• Bachelor’s degree in finance, Accounting, Economics, or a related field.


• Experience in financial modeling, budgeting, and forecasting.


• Proficiency in advanced Excel, confidence in SQL queries, and PowerPoint.

Key Competencies

• Strong analytical and problem-solving skills.


• Excellent communication and presentation skills.


• Ability to work cross-functionally and influence decision-making.


• Detail-oriented with a strong focus on accuracy.


• Adaptable to fast-paced and dynamic environments.