Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
1 month ago

Additional Details

Job ID
142904
Job Views
45

Job Description






Key Responsibilities




  • Coordinate, supervise, market loan products and process loan applications for Customers

  • Oversee subordinates and evaluate loan processing to determine customers financial eligibility and feasibility of repayment of loans

  • Determine all applicable ratios and metrics and set up loan payment plans

  • Complete loan contracts and counsel clients on policies and restrictions

  • Opening loan applications Conducting loan analysis by visiting the business and household of clients

  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures

  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units

  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs

  • Ensuring high quality standards of the bank’s credit portfolio

  • Ability to meet and exceed targets while actively working to increasing business portfolio and clients' base.



Requirements and Skills




  • Bachelor's Degree in Business Administration, Marketing, or a related field.

  • 3-5 years of experience and proven track record in bank management.

  • Strong understanding of the Nigerian market and business landscape.

  • Proficiency in using CRM software and sales tools.

  • Experience working in a fast-paced environment.

  • Excellent communication and interpersonal skills.

  • Ability to build strong relationships with clients and partners.

  • Strong negotiation and closing skills.

  • Self-motivated and results-oriented.



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