• Application Deadline:
• Position: Insurance Underwriter



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 3 - 5 years



• Location Lagos




• Job Field Insurance 
  
  

Job Summary

• We are seeking a data-savvy Insurance Underwriter to manage and streamline the risk assessment process for our digital insurance products.


• You will sit at the intersection of traditional insurance and modern technology, ensuring that our underwriting guidelines are robust yet flexible enough to support rapid customer onboarding.


• Your goal is to balance competitive pricing with sustainable risk for our micro-insurance and credit-linked products.

​Key Responsibilities

• ​Evaluate insurance applicationsusing both manual checks and automated scoring tools to determine risk acceptability.


• ​Oversee the automated issuance of policies via our app/platform, ensuring terms and conditions are accurately applied.


• ​Regularly review the performance of the insured portfolio to identify trends, high-loss ratios or potential fraud.


• ​Collaborate with the Product and Tech teams to design new micro-insurance products and define the logic for automated underwriting engines.


• ​Ensure all underwriting activities align with national insurance regulatory standards and internal risk policies.


• ​Work closely with the claims team to ensure that the underwriting data captured at onboarding simplifies the claims verification process.

​Requirements & Qualifications

• ​Minimum of B.Sc. in Insurance, Actuarial Science, Statistics or related field.


• 3 - 5 years of experience in insurance underwriting.


• Must be CIIN Certified


• ​Strong proficiency in Excel and data analytics tools.


• ​Experience working with Underwriting Software or Loan Management Systems.


• ​Ability to interpret complex data to make quick, informed decisions.