• Application Deadline:
• Position: Team Manager - Merchant Lending



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 6 years



• Location Lagos




• Job Field Banking 
  
  

Job Summary

• The Team Manager will Manage with effectiveness and efficiency a team portfolio of customers with the strict minimum risk acceptance level by selling the different products of the company.


• The Por supervisor remains responsible of the portfolio activities of his/her team from promotion, loan assessment, disbursement collection and complete recovery.


• He / she is also responsible for having a good relationship with FairMoney's clients and encourage them to buy all the products they are qualified for.

Key Responsibilities

Loan Officer Supervision:

• Manage Team of Portfolio managers play a team leadership role that motivates team members to achieve excellence.


• Ensure that individual loan officers on team meet monthly disbursement objectives.


• Ensure that individual loan officers on team meet monthly quality targets by maintaining a very strict minimum risk level.


• Monitor performance to make sure that every team member is performing to the optimum level and ensure that the policy and procedures are respected.


• Conduct pre-disbursement field visits with loan officers on team.


• Monitor daily repayment.


• Support loan officers with loan recovery, client acquisition.


• Approving loans when approval authorities are granted.


• Assessing periodically the performance of his/her team member for decision making.


• Support the area manager or the state manager in building a good working environment.


• Represent the institution towards active and potential partners with dignity and pride.

Training:

• Provide regular training for loan officers on team.


• Coach and mentor loan officers.

Reporting:

• Prepare daily reports on individual loan officer performance.


• Other tasks as assigned.

Requirements

• HND qualification / Bachelor's Degree in Sales and Marketing or related fields.


• A minimum of 6 years of experience in Loan Sales / Portfolio Management and team management.


• Ability to motivate a team of Sales Managers for performance.


• Extremely flexible, result-oriented, and hardworking with a strong track record of success.


• Ability to self-motivate and manage self.


• Good communication and interpersonal skills.


• High level of integrity.


• Dynamic and motivated and individuals who like to work outdoors.


• Target Driven.