Job Description
Job Objectives
- We are seeking a Payloft Associate to join our dynamic team.
- The ideal candidate will have a strong background in fintech, e-commerce, and digital payments. This role involves managing digital payment operations, supporting product development, ensuring compliance, and delivering excellent customer and merchant experiences.
Duties and Responsibilities
- Support the development and execution of Payloft’s payment solutions within the e-commerce group.
- Oversee day-to-day digital payment operations, including transaction monitoring, reconciliation, and issue resolution.
- Collaborate with product, technology, and compliance teams to design and improve payment workflows.
- Conduct market research to identify opportunities for innovation in e-commerce payments.
- Ensure adherence to financial regulations, risk management policies, and compliance standards.
- Provide insights on customer and merchant feedback to improve Payloft products.
- Prepare reports and dashboards to track KPIs and department performance.
- Assist in onboarding and supporting merchants and partners using Payloft solutions.
Key Performance Indicators
- As agreed from time to time based on business exigencies.
Job Requirements
- Education: Bachelor’s degree in Finance, Business Administration, Economics, Computer Science, or a related field.
- Experience: Minimum of 3 years of relevant work experience in fintech, digital payments, e-commerce, or financial services. Post NYSC experience.
Key Competency Requirements
Knowledge / Experience:
- Strong understanding of payment systems, digital wallets, and online transaction processes.
- Familiarity with regulatory frameworks, risk management, and compliance in financial services.
- Excellent problem-solving, analytical, and communication skills.
- Proficiency in MS Office, payment platforms, and relevant fintech tools.
- Ability to work collaboratively in a fast-paced, innovative environment.
Preferred Attributes:
- Experience with APIs and payment integrations.
- Knowledge of emerging fintech trends (blockchain, BNPL, digital currencies).
- Project management and stakeholder engagement experience.
Skill/Competencies:
- Strong interpersonal skills.
- Excellent written/oral communication skills.
- Strong analytical skills.
- Organizational skills.
- Confident negotiator and ability to close the right type of business deals at the highest level.