• Application Deadline:
• Position: Account Officer (Banking and Microfinance Experience)



• Job Type Full Time



• Qualification BA/BSc/HND , Professional Certificate



• Experience 2 - 4 years



• Location Lagos




• Job Field Finance / Accounting / Audit 
  
  

Job Summary 

• The Account Officer (Finance) is responsible for supporting the financial management of the bank through accurate recording, reporting, and reconciliation of financial transactions.


• The role ensures compliance with accounting standards, regulatory requirements, and internal control procedures, while contributing to the integrity of the bank’s financial information.

Key Responsibilities 

Financial Recording & Bookkeeping:

• Record daily financial transactions in the accounting system in a timely and accurate manner


• Maintain proper documentation and supporting schedules for all financial entries


• Ensure completeness and accuracy of financial data

General Ledger Management:

• Maintain and update the general ledger accounts


• Post journal entries and ensure proper classification of transactions


• Assist in month-end and year-end closing processes

Reconciliation:

• Perform daily, weekly, and monthly reconciliation of bank accounts, cash accounts, and other ledger balances


• Investigate and resolve discrepancies in a timely manner


• Maintain reconciliation schedules and supporting documentation

Financial Reporting:

• Assist in the preparation of periodic financial reports (daily, weekly, monthly)


• Support preparation of management accounts and regulatory returns


• Provide accurate financial data to support decision-making

Budgeting & Cost Control:

• Support the preparation and monitoring of departmental and organizational budgets


• Track actual expenditures against approved budgets


• Highlight variances and support cost control initiatives

Compliance & Internal Control:

• Ensure compliance with accounting standards, regulatory requirements, and internal policies


• Support internal and external audit processes by providing required documentation


• Adhere to internal control procedures to safeguard financial assets

Accounts Payable & Receivable:

• Process payments, invoices, and expense claims in line with approval limits


• Monitor receivables and follow up on outstanding balances where necessary


• Ensure proper authorization and documentation for all transactions

Tax & Statutory Compliance:

• Support the preparation and filing of tax and statutory returns as required


• Ensure proper documentation for all tax-related transactions

Key Performance Indicators (KPIS)

• Accuracy and timeliness of financial records


• Timely completion of reconciliations


• Number of unresolved reconciliation differences


• Compliance with accounting and regulatory requirements


• Timeliness of financial reporting


• Audit findings related to finance operations


• Budget variance management

Qualifications  & Experience

• Bachelor’s degree in Accounting, Finance, or related field


• Professional certification (ACA, ACCA, ICAN) is an added advantage


• Minimum of 2–4 years experience in accounting or finance


• Experience in a microfinance bank or financial institution is highly desirable

Competencies & Skills:

• Strong knowledge of accounting principles and financial reporting


• High level of accuracy and attention to detail


• Proficiency in accounting software and Microsoft Excel


• Analytical and problem-solving skills


• High level of integrity and confidentiality


• Ability to work under pressure and meet deadlines

Working Conditions:

• Office-based role within a structured finance environment


• Requires strict adherence to deadlines, especially during reporting periods


• High level of responsibility for financial accuracy and compliance.