• Application Deadline:
• Position: Credit Portfolio Analyst


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience


• Location Lagos


• City Ikoyi


• Job Field Finance / Accounting / Audit 
  

The position

We are currently seeking to employ a young, innovative Credit Portfolio Analyst. You will help in monitoring and managing our loan Portfolio, and help the business make smart decisions that will improve profitability.

Responsibilities

• Analyze portfolio trends to identify at a granular level and be able to communicate areas of risk and opportunity.


• Take ownership of daily, weekly and monthly credit risk reporting vital to the monitoring of the loan portfolio in a timely, accurate manner.


• Use analytical techniques to provide insight into key portfolios and segment trends.


• Take ownership of the Portfolio plan and monitor/maintain key risk indices.


• Present findings to risk managers to assist with improving the credit risk strategy to ensure the business operates within its agreed Risk Appetite and our customers are treated fairly.


• Perform data reconciliation and validation routines.


• In liaison with Products team, track the Unit Economics parameters and make recommendations accordingly.


• Work with the data science team to review emerging trends and recommend areas for investigation.


• Review and maintain data forecasting models to operate within desired expectations.

Requirements

Required:

• University degree or equivalent standard with a high numeric content: statistics, economics, physics, mathematics, finance, etc.


• Excellent working knowledge of Microsoft Office Products (Excel, PowerBI, Powerpoint, Word etc.).


• Advanced SQL skills to extract data from databases.


• Good communication and presentation skills with the ability to express technical ideas to a non-technical audience.


• A Self-starter with analytical mindset and ambition for a successful career in Credit risk.

Desirable:

• Minimum 3+ years practical experience in a credit risk/monitoring or similar analytical role


• Detailed knowledge and understanding of retail banking products.


• Previous experience in an analytical role within commercial banking or financial services


• Producing reports for use by senior management and the board of the company.

This job is perfect for you if you

• Enjoy adding structure and developing approaches to ambiguous problems


• Are a self-starter, take initiative, work collaboratively, and can self-manage in ambiguity


• Have excellent verbal and written communication skills


• Are excel and numbers-savvy and very detail oriented

You will not enjoy this job if you

• Work best in structured, hierarchical settings


• Require clear, pre-set deliverables and constant direction


• Are used to working in/with a large team

What’s in it for you

You’ll receive competitive compensation and work with amazing people. You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.