Job Description
- Application Deadline: Wed, 19 Aug 2026 00:00:00 GMT
- Position: Head of Banking Operations
- Job Type Full Time
- Qualification BA/BSc/HND
- Experience 12 - 15 years
- Location Lagos
- Job Field Banking 
JOB PURPOSE:
- To ensure effective service delivery and efficient processing of all transactions in Banking Operations within the stipulated TAT.
- Act as Back-up Staff to GH operations (if need be) and provide effective supervision to the other team members in operations.
KEY RESPONSIBILITIES:
- To support the GH operations in the entire Operations of the Bank.
- Monitor effective reconciliation of electronic fund transfers and appropriate GLs, etc.
- Monitor and accurate posting of all settlement entries on payment channels/electronic transfers into respective GLs, income and expense accounts, etc.
- Authorization of all POS Merchant Inward transfers into Client accounts.
- Tracking and authorization of any failed inflows due to system issues to Customer accounts.
- Reconciliation and settlement of all payments and transfers done on the bank's various electronic platforms.
- Review on a daily basis transactions done via the bank application vis a vis the switching company (CBA Report vs Settlement Report).
- Refund of failed transactions to customers' accounts upon approval of HOD, Tech. Support.
- Daily Proof of accounts and reconciliation of all Operations & Settlement GLs in the Bank.
- Daily reconciliation of all our External Bank Statements with their corresponding Internal Mirror GLs e.g. CBN RTGS Statement, UBA Settlement Account, UBA Current Account, POS Merchant Settlement Account etc.
- Ensure proper documentation and archiving of transaction records.
- Efficient processing of all Interbank Placements, Investment bookings (TD, NTB, Bonds etc.)
- Prompt generation and sending of accurate investment confirmation letters to Clients.
- And any other task that might be assigned from time to time.
EDUCATION/PROFESSIONAL QUALIFICATION:
- Minimum of a first degree or its equivalent in Accounting, Banking and Finance or related discipline.
- Post graduate degree or MBA is an added advantage.
- Professional qualification - ICAN, ACCA, CIBN.
SKILLS NECESSARY FOR JOB FUNCTION:
- Excellent customer service orientation.
- Sound understanding of products and operational processes of all key businesses in the Bank.
- Strong written/oral communications skills.
- Good understanding of presentation skills and MS Office.
EXPERIENCE:
- Minimum of 12 years’ post-graduation experience in Banking Operations.