• Application Deadline: Tue, 6 Sep 2022 00:00:00 GMT
• Position: Credit Risk Manager


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 5 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

KEY RESPONSIBILITIES

• Process credit applications and make recommendations, highlighting all risk issues pertinent to the credit decision


• Pre-empt fraud detection challenges at the strategy and portfolio level and provide analytical/modeling solutions


• Utilize customer data to build risk segmentation and mitigation strategies


• Establish and monitor policies and procedures that will foster the company’s potential to meet its sales and risk management goals. Monitor and assess active accounts to reduce or prevent bad debt losses


• Produce key management reports and respond to ad hoc requests by managing consumer credit risk reporting resources


• Support Management with consumer risk reporting needs


• Maintain all Consumer Risk Policies and Procedures and Monitor the risk of client portfolios to ensure they stay within agreed parameters of the Credit Policy


• Manage cross-market as well as central/local credit risk activities.

REQUIREMENTS

• Education: A minimum first degree in finance, business, economics, or other quantitative related field is required.


• A minimum of 5 years Credit risk experience gained within the financial sector.


• Must have a working knowledge of consumer credit risk management and must possess sound market and industry knowledge of the sector in which they specialize


• A good understanding of the key drivers of consumer loan/credit card financials and the underlying consumer behaviors that drive those financials.


• Proficiency with Microsoft Office (Excel, Access, Word, PowerPoint) applications; Experience in working with data and data manipulation tools may also be required.


• Must possess great communication skills


• Strong attention to detail, quality, and accuracy.