• Application Deadline: Tue, 25 Jan 2022 00:00:00 GMT
• Position: Business & Partnership Associate


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 4 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Job Summary

• The primary focus of this role is to maximise revenue for MKOBO by proactively building a portfolio of quality risk asset and liabilities, actively promoting and marketing MKOBO’s products and services while also ensuring the products are appropriately positioned and priced to be competitive.

Responsibilities

• The Business & Partnership Associateis responsible for supervision of all Business Development initiatives.


• Provide effective leadership guidance in business development strategy.


• Provide guidance, leadership support and direction to the Marketing team.


• Achieve set department objectives and overall profitability target of the bank


• Implement and execute regular sales activities to generate sustainable business


• Develop and manage strategic relationships with key customers in relevant market segments.


• Lead the Bank’s deposit mobilization efforts and creation of quality risks.


• Manage the end-to-end lifecycle of loans and deposits portfolios; From initiation, processing, monitoring and repayment.


• Conduct a thorough credit analysis to ascertain customer’s payment capacity and willingness; evaluate the credit risk before recommending any credit.


• Reduce liquidity risk by aggressively increasing the deposit portfolio


• Ensure each loan disbursed are in compliance with the approved credit policies and lending methodology.


• Provide regular reports on marketing activities and other reports as required.


• Monitor approved loans and continuously support and advise clients on good management practices


• Recovery of any delinquent loans

Qualifications / Experience

• A minimum of First Degree or its equivalent in a Business-related discipline (additional qualification or Degree in any Finance or Business-related discipline may be an advantage).


• A minimum of four (4) years post-qualification experience out of which, at least three (3) must have been in the financial services industry.


• CIBN MCP accreditation will be an advantage.


• Evidence that the candidate possesses proven skills and competencies in practical.


• Financial services or technology company experience will be beneficial.


• Excellent knowledge of MS Excel, PowerPoint;

Knowledge:

• Knowledge of the Financial services sector and the current trends


• Knowledge of online and offline marketing strategies and tools.


• Knowledge of relationship building and customer management


• Strong business acumen and knowledge of low-income market


• Comprehensive knowledge of consumer lending, payroll lending and public sector credit products.


• Sound knowledge of Micro, small and medium enterprise market and lending methodology especially around POS products.

Skills:

• Developing and managing a highly efficient marketing team


• Strong marketing and business development skills


• Sound interpersonal and negotiation skills


• Good oral, written and presentation skills


• Leadership, Supervision and Coaching skills


• Detail oriented with strong analytical skills


• Goal oriented, needs to be focused and achieve targets


• Excellent communication and organization skills.