• Application Deadline: Wed, 31 Aug 2022 00:00:00 GMT
• Position: Credit Risk/Review Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 1 year


• Location Lagos


• Job Field Banking 
  


• Salary Range ₦50,000 - ₦100,000
  

RESPONSIBILITIES

• Review strategic credit positions


• Assess Changes in Largest Exposures


• Assess Counterparty Ratings


• Review if  there are any pending credits to be cleared by the chief credit officer or board


• Review if there are any credit limit excesses


• Review Credit Limits


• Assess if provisions are up to date


• Review if concentrations are within stipulated limits


• Assess if all credit exposures are covered and mapped


• Check for wrong way positions


• Report all significant risks


• Ensure credit risk reports reach all relevant parties


• Discuss significant credit risks if any with top management


• Conduct stress and scenario testing and analysis of portfolio at global levels


• Ensure no relevant scenarios are missed in testing


• Review past or anticipated changes in provisions


• Review if any changes need to be made in specific provisions


• Ensure all transactions have full and proper documentation


• Review rating triggers and break clauses


• Ensure credit protection is fully understood and utilized


• Explore if there are any further possibilities of exploiting credit protection