Branch Manager at Ave Maria Multipurpose Investment Limited (AMMIL)

Job Overview

Location
Lagos, Oyo
Job Type
Full Time
Date Posted
3 years ago

Additional Details

Job ID
16510
Job Views
93

Job Description



Job Description



  • A Branch Manager will have many different responsibilities and duties. This will include managing the branch to ensure it is both safe for employees and well-maintained for customers.

  • The manager is responsible for the day-to-day coordination of the branch. Some further responsibilities include:


Responsibilities and Duties



  • Identify risks within the business

  • Ensure employees are complying with company policies

  • Look for growth opportunities within the branch

  • Establish and maintain relationships with new and existing clients

  • Ensure marketing strategies are executed

  • Manage staff, aiding them in goal setting

  • Ensure a safe environment, including theft prevention

  • Recommend or reject loan requests based on credibility and potential revenue and losses.

  • Ensure KYC is properly done.

  • Controlling bad debt exposure through direct management of credit terms.

  • Monitoring of all loan collections of your team members.

  • Accountable for the entire credit-granting process of your team members.

  • Assessment of credit worthiness of the potential customer to optimize the mix of loans and bad debt losses.

  • Maintaining a structure sufficient to meet all goals and objectives of the Organization.

  • Properly motivate the credit and collection team members.

  • Inspection of the loan files as submitted by the credit officer

  • Review loan/credit portfolio, and collection portfolio and work on delinquent clients to resolve non-performing loans.

  • Working with credit officers to contact debtors to pursue payment.

  • Devising a customized recovery strategy on a case-by-case basis.

  • Following up on client’s payments and post disbursement visit.

  • Report daily progress to the head of credit and marketing.

  • Ensure zero default tolerance


Qualifications and Requirements



  • A minimum of B.Sc / HND in Marketing, Business Administration or any related discipline.

  • Candidate should possess good marketing, customer service & interpersonal relation skills.

  • The candidate should have 1-3 years of experience in a related role and with a lending institution.

  • Proficiency in using Microsoft Packages, especially Excel, Word, PowerPoint, etc., is mandatory.


Skills:



  • Leadership skills

  • Strong strategic acumen for leading growth opportunities

  • Ability to multitask on a variety of projects

  • Great verbal and written communication skills

  • Understanding of financials and related products

  • Target Driven


Benefits / Packages

We offer a competitive remuneration package and opportunity for career and personal development.


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