• Application Deadline: Wed, 7 Sep 2022 00:00:00 GMT
• Position: Credit Risk / Review Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 1 year


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Location: Ikorodu, Lagos

Job Brief

• We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.


• Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios.


• To be successful in this role, you should have a good understanding of lending procedures and customer service experience.


• Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.

Responsibilities

• Review loan requests


• Assess clients’ financial status


• Evaluate creditworthiness and risks


• Contact clients to gather financial data and documentation


• Analyze risks and approve or reject loan requests


• Calculate financial ratios (e.g. credit scores and interest rates)


• Set up payment plans


• Maintain updated records of loan applications


• Follow up with clients about loan renewals


• Monitor progress of existing loans.

Requirements and Skills

• B.Sc in Banking and Finance, Economics or a related field


• Minimum of 1 year experience.


• Proven work experience as a Credit Officer,Loan Officeror similar role


• Hands-on experience with lending procedures and products


• Ability to create and process financial spreadsheets


• Strong analytical skills


• Customer service experience.

Remuneration

N75,000 - N120,000 Monthly.