• Application Deadline: Tue, 11 Oct 2022 00:00:00 GMT
• Position: Credit Analyst


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 3 - 7 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Job Description

• Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.


• Preparation of Credit Appraisal Memorandum (CAM) for Board’s consideration and approval (Traditional).


• Conducting credit search from an approved Credit Bureau for facilities.


• Booking of loans in line with the credit policy and approved terms and conditions.


• Proper documentation and updating of the loan files.


• Collaborating with branches to achieve budgets on risk assets creation.


• Prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal.


• Render timely report to regulatory bodies (CBN, NDIC, etc.) when required, especially when the HOD is unavailable.


• Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.

Job Requirements

• Candidates should possess a Bachelor's Degree qualification.


• 3 - 7 years work experience.