Job Description
Job Identification No: 671
Locations: Lagos & South West
Duties & Responsibilities
- Book quality assets and ensure effective portfolio monitoring for early detection of defaults.
- Manage and deepen relationships with existing and prospective customers.
- Win new accounts and resuscitate dormant relationships.
- Market the bank’s products to meet customer needs.
- Initiate development of products required to meet customer needs.
- Ensure efficient service and maintenance of existing customers.
- Ensure zero tolerance for inactive/dormant accounts.
Requirements
Education:
- Minimum Education: First Degree or its equivalent in any discipline preferably business-related.
- Higher Degrees and relevant Professional Certificate will be an added advantage
Experience:
- Minimum experience: 3 years relevant banking (marketing and credit) experience.
Knowledge:
- Good Knowledge of the business environment
- Credit/Risk Management
- Banking structure, policies, and procedures
- Customer Service
- Strategic Business Planning.
Skill / Competencies:
- Negotiation skills
- Strong networking and relationship
- Management skills
- Reasoning and analytical skills
- Deal structuring skills
- Strong credit and marketing skills
- Excellent people management skills
- IT and Computer appreciation
- Communications skills (written and oral)
- Portfolio Management
- Credit Assessment and Structuring
- Marketing/ Sales
- Business/ Product Development
- Customer Relationship Management
- Budget Planning & Control
- Financial Analysis Business/
- Operational Strategy.