• Application Deadline: Fri, 30 Sep 2022 00:00:00 GMT
• Position: Head of Lending Operations


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 3 years


• Location Abuja


• Job Field Finance / Accounting / Audit 
  

Job Objectives

• Successful candidates will be responsible for providing leadership to the Winock Lending team on all Credit decisions focusing on micro business financing/ lending.


• The applicant will also supervise and develop staff, make credit and lending decisions, and perform credit monitoring of all loans above a certain threshold.

Job Description

• Define the strategic intent and agenda for the Credit risk operations and Lending operations function.


• Strategically setting guidelines and policy relating to the accurate and timely servicing of loan portfolio, including the proper loan documentation and closing processes and loan servicing.


• Effectively deliver the strategic initiatives on faster TAT.


• Design, implement and monitor a loan & small business lending marketing and business plan, and subsequent achievement to the goals set by the Company.


• Good understanding of Credit Policy and Fraud Process Standards. Understanding of implementation of Credit Decision Engines, Scorecards and tools for credit underwriting.


• Leads the development of the design, management and adherence of key operating controls and levers that improve end to end decisioning efficiency and customer experience


• Ability to identify an acceptable level of lending risk, in line with Winock’s risk appetite statement, and to maximise profit from that transaction.


• Support and demonstrate a risk management culture in line with setvalues


• Proactive identification and escalation of risks and issues related to your role responsibilities & captured as a service request in Ignite.


• Monitor sales and collections KPIs for each branch to ensure that they are being met by the respective managers


• Identify and implement corrective activity where performance gaps exist within budgeted targets.

Key Performance Indicators

Requirements

• Candidates should possess a Bachelor's Degree with at least 3 years relevant work experience.