Job Description
Duties & Responsibilities
- Initiate the winning of new accounts and resuscitate dormant relationships.
- Market bank’s products to meet customer needs
- Negotiate & convince customers to buy the bank’s product/services
- Manage and deepen relationships with existing customers
- Remain abreast of the market, industry, competition and regulatory developments to contribute to the enhancement of the business
- Provide support in the origination and execution of IBG transactions
- Carry out due diligence on client transactions.
- Work closely with Credit and Product Partners.
- Structure credit facilities to meet customer needs in line with the bank’s policies.
- Collate and analyze marketing (customer behavioral trends) data and generate periodic reports for the attention of the branch manager.
- Support transactional approval process (including business, legal and compliance, tax and accounting etc.)
- Provide support to Credit Risk Management to ensure credit reviews are completed in a timely manner.
Requirements
Education:
- Minimum Education: First Degree or its equivalent in any discipline preferably business-related.
- Higher Degrees/Professional Certification will be an added advantage
Experience:
- Minimum of 5 years relevant banking experience across various business segments.
Skills & Competencies:
- Excellent business development experience and natural flair for sales & marketing.
- Strong credit analysis/appraisal, loans administration and account management skills.
- Ability to leverage products to increase market penetration, drive liability generation, increase profitability and market share.
- Knowledge of financial modelling, quantitative and analytic skills; and familiarity with specialized industry issues.