Underwriting Process Analyst at Rosabon Financial Services

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
3 years ago

Additional Details

Job ID
20780
Job Views
88

Job Description



Job Summary



  • The Underwriting Process Analyst will maintain the credit quality and the credit analyses strategies, processes and policies of the company, as well as the flow of operations within the unit

  • Work with the performance management and business operations teams in designing the right structure, flow and proper execution of identified processes and policies

  • In this role, you will be responsible for documenting, monitoring, and improving our end-to-end process to manage chargeback risk.


Duties & Responsibilities



  • Ensure optimal performance of all automated processes, review same periodically and recommend launches, improvements and changes when necessary.

  • Help manage daily workflows to increase understanding of processes and pain points

  • Work closely with our Operations and Underwriting teams to identify process improvement opportunities

  • Identify the key levers that have the greatest impact on operational efficiencies

  • Maximize efficiency in an environment where the process is fluid and creative solutions are expected

  • Build strong relationships with Disputes, Recovery, Fraud, Customer Support, and Account Management teams to maximize success

  • Constantly ensure a balance between profitability and growth for the organization.

  • Ensure and maintain a well and clearly defined business structure for proper decision making.

  • Monitor these flows and operations to ensure optimality, adherence and compliance.

  • Articulate, design and implement highly effective underwriting processes and translate same into actionable pieces of information that can be leveraged on by the underwriters

  • Develop strong analysis framework that will guide underwriting process.

  • Ability to detect and understand competitive differentiators that makes the difference from other process.

  • Utilize analytics to monitor process performance and support policy change

  • Identify and resolve gaps in current operational processes and policies to mitigate operational errors.


Job Requirements



  • B.Sc. in Finance, Accounting or any relevant field.

  • Minimum of 2 years and above experience with a financial background.

  • A knack for figures and passionate about analysis and process optimization.

  • In-depth knowledge of IFRS principles and changes.


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