• Application Deadline:
• Position: Portfolio Risk Analyst


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 2 years


• Location Lagos


• City Yaba


• Job Field Finance / Accounting / Audit 
  

Responsibilities

• Conducts detailed portfolio analysis and reports. Analyzes report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities


• Analyzes transactional risk measures including default, correlations, and stress losses to enhance concentration risk views.


• Analyzes and monitors the company’s lease portfolio.


• Periodically perform default/principal at risk assessment, measuring the impact of guarantors/collaterals and impact of group loan on risk exposure.


• Monitors compliance to credit and risk policies of the company.


• Prepares reports on analytics of portfolio performance, emerging trends, areas of opportunity, repossessed lease assets, etc.


• Mitigate credit risk exposure related to portfolio management activities.


• Prepare a report on the probability of default using available data.


• Propose evolutions in the policy, process, collaterals, etc. related to the risk identified.


• Make recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.


• Gathers business intelligence from a variety of sources including company data, industry and field reports, public information, or purchased sources.


• Assesses market strategies by analysing related products, markets, or trends.


• Uses business intelligence data and tools to identify and monitor current and potential customers.

Qualifications

• A Bachelor's Degree in Accounting, Finance or Social Science.


• Minimum of 2 years working in a similar field, with cognitive experience as analytics officer.

Job Knowledge:

• Experience with SQL and PowerBI required.

Requirements:

• Cognitive abilities in quantitative measurement of data


• Research and analysis skills


• Comfortable with word processing, spreadsheets, and financial enterprise resource software usage.


• Beginner / Intermediate skills in Microsoft Office suites


• Ability to present and communicate analysis and recommendations


• Ability to measure financial data to evaluate financial performance and position.