• Application Deadline:
• Position: Underwriting Policy Strategist


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 2 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Job Summary

• Underwriting Policy Strategist will carefully monitor the underwriting unit’s policies and constantly define necessary policies, optimizing same for effective performance, as well as translating and communicating high-level directions for ‘front line’ underwriters, i.e., underwriters assessing risks on individual accounts, to follow. This opportunity is also responsible for effectively guiding every single intermediary step and decision in the underwriting activities, resulting ultimately, to a perfectly executed underwriting strategy.

Duties & Responsibilities

• Develop strategies that can enable risk control.


• Collaborate with strategic business leaders in designing and implementing strategic credit analysis policies, as well as driving same to ensure optimal performance.


• Develop strategies to determine loan risk and customer behavioral trend.


• Partner with business units and other stakeholders to develop credit strategies to meet business goals


• Monitor the existing policies and develop new ones to ensure that the portfolio quality is within expectations while enabling business growth.


• Keep abreast of latest analytical tools and techniques and use them to develop strategies


• Act as gatekeepers to ensure adequately priced and fairly selected exposures are entering the company’s books.


• Monitor competition’s contracts and strategies and with it, ensure adequate benchmarks in line with the company’s risk appetite.


• Liaise with the product department to analyze all products and product features, and consequently, design an effective strategy around first level analyses before disbursement.

Requirements

• B.Sc. in Finance, Accounting or any relevant field.


• Highly analytical and love to analyze data to generate information


• Excellent communicator to present and explain your proposes and reviewed policies to multiple internal stakeholders


• Have 2+ years of experience managing credit for unsecured lending portfolios


• In-depth knowledge of IFRS principles and changes.