• Application Deadline:
• Position: Strategic Sales Executive


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience


• Location Lagos


• Job Field Sales / Marketing / Retail / Business Development 
  

Duties & Responsibilities

• The Sales Executive is required to collect and prepare all materials needed to secure a loan.


• He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.


• Evaluate credit worthiness by processing loan applications and documentation within specified limits.


• Interview applicants to determine financial eligibility and feasibility of granting loans


• Determine all applicable ratios and metrics and set up debt payment plans


• Communicate with clients either to request or to provide information


• Justify decisions (approvals/rejections) and report on them.


• Complete loan contracts and counsel clients on policies and restrictions


• Review loan agreements to ensure that they are complete and accurate according to policy.


• Update account records, Compute payment schedules and transactions on ERP


• Confer with underwriters to aid in resolving loan application problems.


• Update job knowledge on types of loans and other financial services


• Assess customer needs, explore all options and introduce different types of loans


• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas


• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process.


• Operate in compliance with laws and regulations and adhere to lending compliance guidelines.

Requirements

• B.Sc Degree in Finance, Economics or a related field


• Proven working experience as a Loan Officer.


• Familiarity with computers and banking applications/software


• Solid understanding of direct/indirect lending products and practices


• Customer satisfaction orientation and sales competencies.


• Ability to work in a goal oriented environment and meet set target.