Job Description
Job Description
- To build and deepen relationships with existing and potential clients by selling product/services of the company, particularly deposit mobilization, to retail, HNI and MSME customers.
Duties and Responsibilities
- Grow the existing risk asset portfolio in line with the company's strategy.
- Investment Mobilization.
- Identify, develop and cultivate relationships with customers within the retail and MSME segment that are in need of loans and advances to support their business
- Manage existing clients' portfolio as well as develop new business opportunities by generating risk assets within the MSME and retail market
- Leverage the company's existing relationship by developing and executing proactive, creative and on-going contact initiatives
- Prepare sales pitches, presentations and other documents required for client's engagements Assist in the development, launching and sales of new product offering Act as liaison between the company and existing/prospective clients
- Responsible for ensuring the coordination, execution and monitoring of an extension of credit through the approval to maturity including the following
- Serving as the primary interface with the client
- Ensuring a complete, accurate and balanced assessment of risk in the credit approval presentation
- Coordinating the approval process managing information flow and ensuring that the credit follows the stated approval process for the facility limit
- Ensuring that clear communication between the company and the client is maintained and that the internal approvals are consistent with client expectations
- Ensuring compliance with related policies, especially the credit policy
- Ensuring that the approval documentation is complete
- Ensuring that the legal documentation is complete, consistent with the internal approvals and properly executed and filed.
- Ensuring quality and timely service delivery, within (or exceeding) customer expectations.
- Monitor industry trends and obtain necessary intelligence to be used as input for new product development.
Requirements
- Candidates should possess a Bachelor's Degree, Master's Degree qualification with 5 - 8 years work experience.
Technical Skills:
- In-depth knowledge and understanding of the principles of product development, brand management and business intelligence.