Team Lead, High Network Individual (HNI) at Transkredit Finance Company

Job Overview

Location
Lagos, FCT
Job Type
Full Time
Date Posted
3 years ago

Additional Details

Job ID
21359
Job Views
88

Job Description



Job Description



  • To build and deepen relationships with existing and potential clients by selling product/services of the company, particularly deposit mobilization, to retail, HNI and MSME customers.


Duties and Responsibilities



  • Grow the existing risk asset portfolio in line with the company's strategy.

  • Investment Mobilization.

  • Identify, develop and cultivate relationships with customers within the retail and MSME segment that are in need of loans and advances to support their business

  • Manage existing clients' portfolio as well as develop new business opportunities by generating risk assets within the MSME and retail market

  • Leverage the company's existing relationship by developing and executing proactive, creative and on-going contact initiatives

  • Prepare sales pitches, presentations and other documents required for client's engagements Assist in the development, launching and sales of new product offering Act as liaison between the company and existing/prospective clients

  • Responsible for ensuring the coordination, execution and monitoring of an extension of credit through the approval to maturity including the following

  • Serving as the primary interface with the client

  • Ensuring a complete, accurate and balanced assessment of risk in the credit approval presentation

  • Coordinating the approval process managing information flow and ensuring that the credit follows the stated approval process for the facility limit

  • Ensuring that clear communication between the company and the client is maintained and that the internal approvals are consistent with client expectations

  • Ensuring compliance with related policies, especially the credit policy

  • Ensuring that the approval documentation is complete

  • Ensuring that the legal documentation is complete, consistent with the internal approvals and properly executed and filed.

  • Ensuring quality and timely service delivery, within (or exceeding) customer expectations.

  • Monitor industry trends and obtain necessary intelligence to be used as input for new product development.


Requirements



  • Candidates should possess a Bachelor's Degree, Master's Degree qualification with 5 - 8 years work experience.


Technical Skills:



  • In-depth knowledge and understanding of the principles of product development, brand management and business intelligence.


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