• Application Deadline: Fri, 30 Dec 2022 00:00:00 GMT
• Position: Loan and Credit Manager


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 5 - 8 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Responsibilites

• Evaluate credit worthiness by processing loan applications and documentation within specified limits


• Interview applicants to determine financial eligibility and feasibility of granting loans


• Determine all applicable ratios and metrics and set up debt payment plans


• Communicate with clients either to request or to provide information


• Justify decisions (approvals/rejections) and report on them


• Complete loan contracts and counsel clients on policies and restrictions


• Update job knowledge on types of loans and other financial services


• Maintain and update account records


• Assess customer needs, explore all options and introduce different types of loans


• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas


• Operate in compliance with laws and regulations and adhere to lending compliance guidelines


• Creating credit scoring models, setting loan terms and determining interest rates


• Banking experience you will help us minimize bad debts and increase revenues from loans.

Requirements

• Candidates should possess a Bachelor's Degree qualification with 5 - 8 years work experience.