Digital Loan Processing Officer at Assets Microfinace Bank

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
3 years ago

Additional Details

Job ID
23375
Job Views
105

Job Description



Responsibilities



  • Evaluate credit worthiness by processing loan applications and documentation within specified limits.

  • Interview applicants to determine financial eligibility and feasibility of granting loans.

  • Determine all applicable ratios and metrics and set up debt payment plans.

  • Communicate with clients either to request or to provide information Justify decisions (approvals/rejections) and report on them.

  • Complete loan contracts and counsel clients on policies and restrictions.

  • Update job knowledge on types of loans and other financial services.

  • Maintain and update account records Assess customer needs, explore all options and introduce different types of loans.

  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas.

  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process.

  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines.


Requirements



  • Candidates should possess a Bachelor's Degree qualification with 2 - 5 years work experience.


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