Relationship Officer at United Bank for Africa (UBA)

Job Overview

Location
Lagos, Kebbi
Job Type
Full Time
Date Posted
3 years ago

Additional Details

Job ID
24696
Job Views
81

Job Description



Job Objective(s)



  • Utilizing interpersonal skills needed to increase the bank’s customers confidence in the bank which will in effect make it the preferred financial institution.

  • Managing existing customer account portfolio.


Duties & Responsibilities



  • Initiation of customers’ credit requests.

  • Negotiation of pricing/rates to ensure bank’s profitability and customer satisfaction.

  • Facilitate invoicing and follow up for collection of interest income, LC issuance fees and other incomes.

  • Responsible for credit disbursement documentation and loan management to repayment.

  • Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation, periodical client visits call reports.

  • To manage and enhance existing commercial portfolio.

  • Spread and analyze financial statements, preparation of credit application, documentation & post-sanction monitoring through periodic account review.   


Minimum Educational Qualification and Experience



  • Minimum of First Degree in any related field.

  • Minimum of 2 years experience in marketing/sales related roles in the banking industry.


Knowledge & Skills Required:



  • Product/Service knowledge.

  • Industry knowledge.

  • Banking Operations.

  • International trade products.

  • Credit and financial analysis.

  • Credit analysis.

  • Customer Relationship management.

  • Interpersonal skills.

  • Networking and Effective communication skills.

  • Data gathering & analysis.


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