• Application Deadline: Fri, 18 Nov 2022 00:00:00 GMT
• Position: Team Member, Credit Audit


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 3 years


• Location Not specified


• Job Field Finance / Accounting / Audit 
  

Job Objective(s)

• To provide an independent assessment of the Credit Risk Management process of the bank with the aim of ascertaining and reporting on the extent of compliance with; the credit philosophy, credit planning process, credit approval and management system, responsibility and disciplinary processes.


• Also ascertaining and reporting on the extent of compliance of the bank’s credit risk management philosophies and strategies with international best practices and with relevant regulatory guidelines.

Duties & Responsibilities

• Preparation of yearly audit plan for branches in the zone.


• Take part in the assessment and expression of opinion on the adequacy of controls.


• Take part in the assessment and evaluation of the operational process.


• Conducting full audit for various business offices within the area of coverage.


• Conduct spot checks on high and medium rated business offices.


• Conduct periodic cash audit on vaults and ATMs.


• Take part in the rating, assessment and assigning audit ratings to the auditee.


• Highlight pervasive audit issues that portend dangers for losses.


• Recommend improvements, in the course of the audit, for business and operational processes with overall objective to improve timeliness, accuracy, reliability and quality standards in products and services.


• Conduct Policy Awareness, Fraud Assessment and Sensitivity in office visited to further drive fraud reduction.


• To drive/encourage staff positive behaviors in the noted areas.


• Perform other duties as assigned by the Team Lead.


• To also work with the subsidiaries as necessary.

Minimum Educational Qualification

• First Degree in any related numerate field.


• Professional qualification e.g. ACA, ACCA, ACIB will be an advantage.


• Minimum of 3 years work experience required

Knowledge & Skills Required

• Average to good knowledge of credit analysis.


• Have a sound knowledge of the bank’s credit policy, systems and products.


• Sound knowledge of the Banking Operations and Internal Controls.


• Good Understanding of the Nigerian Banking Industry.


• Knowledge of CBN’s policies and the business environment.


• Critical thinking.


• Intermediate Microsoft Office Suite Skills.


• Good communication skills (Oral & Written).


• Good analytical skills.


• Good interpersonal skills.