• Application Deadline: Fri, 2 Dec 2022 00:00:00 GMT
• Position: Head Credit Risk Management


• Job Type Full Time


• Qualification MBA/MSc/MA


• Experience 8 - 15 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  


• Salary Range ₦200,000 - ₦300,000/month
  

Head of Risk/Credit Analyst Job Description

Job Overview

Our company is a group of company with several business concerns in manufacturing, finance , real estate and advisory and we are hiring for a talented Credit/Risk Analyst professional to join our team. If you're excited to be part of a winning team, Greengates Group Limited   is a great place to show case your experience.Candidadate must live in Lagos.

Responsibilities for Risk/Credit Analyst

• Analyze data to better understand potential risks, concerns and outcomes of decisions


• Aggregate data from multiple sources to provide a comprehensive assessment


• Create reports, summaries, presentations and process documents to display results


• Collaborate with other team members to effectively analyze and present data


• Develop systems and processes for gathering and storing data for future analytic projects


• Conduct research into potential clients and understand the risks of accepting each one


• Identify economic and financial trends that may present a risk to the company


• Monitor internal and external data points that may affect the risk level of a decision


• Ensure that clients interested in taking loans are given the necessary information to access the loan.


• Collection of needed financial information/ documentation and assessing the clients’ credit worthiness.


• Calculation and analyzing of risk ratios of clients based on the client’s credit score and financial history.


• Recommendation of loans for approval/ Denial based on thorough analysis of client’s credit request.


• Maintaining the loan portfolio.


• Setting up payment plans for clients, and ensuring approved loans are promptly disbursed in line with management approval.


• Loan monitoring to ensure loan customers are keeping to the terms and conditions of the loan

Qualifications for Risk/Credit Analyst

• Fifteen years of experience as an analyst in a similar company or related field


• Demonstrated ability to prioritize tasks and meet daily deadlines for projects


• Strong written and verbal communication skills to inform managers and other stakeholders of results


• Proficiency in Microsoft Excel, Access, Visio and other analysis programs


• Ability to manage multiple projects and programs at the same time to complete work


• Critical thinking skills with the ability to independently solve problems with data


• Quantitative and analytical skills with a demonstrated ability to understand new analytical concepts


• Basic knowledge of programming languages, such as SQL and Python


• Presentation skills, including public speaking and presentation creation using PowerPoint or a similar program


• Excellent knowledge of loan application procedures and best lending practices.


• Exceptional analytical skills and the ability to work with complicated financial data.


• Strong ethical behavior and the ability to work with sensitive financial information.


• Ability to analyze the business of clients and identify the credit risk associated with it and recommending mitigates where necessary