• Application Deadline: Fri, 9 Dec 2022 00:00:00 GMT
• Position: Credit Risk Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 4 - 6 years


• Location Lagos


• City Lekki


• Job Field Finance / Accounting / Audit 
  

Job Description

• Reviewing financial statements and other data to assess the company’s overall financial condition.


• Monitoring interest rates and market conditions to identify potential problems before they arise.


• Reviewing loan applications, credit reports, and other documentation to determine whether to approve or deny loans.


• Evaluating potential risks and recommending solutions to increase profits while maintaining safety standards.


• Educating clients on how to improve their credit score or manage their debt to avoid delinquency or default.


• Analyzing industry trends to identify new opportunities for lending, investment, or insurance products.


• Identifying new markets for lending or investment opportunities, including identifying new clients and industries where the company has not yet established a presence.


• Reviewing applications for large consumer loans such as mortgage applications to determine whether they meet the lender’s criteria.


• Working with legal staff to draft contracts, agreements, and other legal documents.

Requirements

• BSc in Banking and Finance, Economics or related field.


• 4-6 years proven work experience as a Credit Officer Risk officer in a financial institution.


• Hands-on experience with lending procedures and products.


• Ability to create and process financial spreadsheets.


• Strong analytical skills.


• Customer service experience.


• Proximity to the island is an added advantage.