• Application Deadline: Fri, 23 Dec 2022 00:00:00 GMT
• Position: Team Lead, Credit Monitoring


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 10 years


• Location Not specified


• Job Field Banking 
  

Job Objective(s)

• To emphasize and protect high Credit Quality while encouraging and increasing the Bank’s market share without compromising risk assets quality.

Duties & Responsibilities

• Review of approved Credits for quality, performance, and compliance with approved terms and conditions and credit policy.


• Monitoring of special conditions in credit facilities and escalation of exceptions / non-compliance. Identification of deteriorating accounts for Prudential Classification and transfer to Credit Remedial/Recovery.


• Ensure that limits are monitored, and incomes, fees, maturing repayments anniversary charges are captured.


• Detection and escalation of unauthorized credits.


• Implementation of policy-driven Credit-related Sanctions.


• Preparation of exception reports & imminent maturity report


• Monthly performance review of the bank’s exposure to the power sector and energy sector.


• Review of the bank’s contingent liabilities.


• Identification of warning signals and flagging likely problems before they crystallize.


• Regular rendition of weekly, monthly, and quarterly exception reports to Group Head Credit Monitoring Head Office.


• All other activities as delegated by the Directorate Head.

Knowledge & Skills Required

• First Degree in quantitative subjects (Accounting, Economics, Bus. Admin, Banking & Finance, etc)


• Post Graduate Qualification will be an added advantage.


• Minimum of 10 years work experience required


• Computer literate


• Ability to demonstrate initiative


• Good analytical skills


• Good interpersonal skills.