• Application Deadline:
• Position: Credit Risk Analyst


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 2 years


• Location Lagos


• Job Field ICT / Computer 
  

We are looking for exceptional talent but also for people that share our vision, drive, and sense of mission. Come join us to build the biggest neo-bank in Africa.

Your mission at Umba:

Objective : To produce insights on lending origination and performance by proposing dashboards & metrics to optimize credit, leveraging data analytics and SQL skills

Our credit risk analytics envision for Umba: Being a credit risk analyst at Umba is to be the eyes of the business through advanced analytical techniques to help build a sustainable lending proposition for our customers and stakeholders

If you join us, you will have the opportunity to:

• Integrate with the credit team to proactively pursue sustainable lending growth from users by providing data insights


• Understand and engage with our app’s products and our vast data warehouse to creatively propose important metrics to look after and solve credit risk questions for team members


• Ownership in assessing and creating data support visualizations to prove or disprove hypothesis that explain metrics and user’s behavior, both recently and historically


• Discover customer’s drivers that motivate users to engage with the app’s lending products.


• Create dashboards and deep data insights exploration routines to assist the credit team’s daily tracking

Things we think that would help to be a key player for this role:

• For this role, intermediate knowledge of SQL queries is the every day’s bread. While advanced topics are a huge plus (i.e materialized views, partitions, query plan optimization, table stats, triggers, transactions and procedures), we use PostgreSQL but any other flavor is adaptable


• At least 2 years experience in business intelligence/Analytics/Data science roles with technical involvement in data manipulation or programming languages


• Experience of financial products, particularly fintech lending, is a plus


• Ability to abstract the technical complexity of a query, and easily explain the output in a business way for management team trying to understand the users and business results