• Application Deadline: Fri, 20 Jan 2023 00:00:00 GMT
• Position: Underwriting Portfolio Strategist


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 2 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Job Summary

• Underwriting Portfolio and Strategist will carefully monitor the underwriting unit’s portfolio and constantly optimizing same for effective performance, as well as translating and communicating high-level directions for ‘front line’ underwriters, i.e., underwriters assessing risks on individual accounts, to follow.

Duties & Responsibilities

• Develop strategies that can enable risk control.


• Demonstrate a high degree of empathy for the business and customers, and bring creativity and structured thinking towards portfolios management and policy design/implementation.


• Develop strategies to determine loan risk and customer behavioral trend.


• Partner with business units and other stakeholders to develop credit strategies to meet business goals


• Monitor the existing policies and develop new ones to ensure that the portfolio quality is within expectations while enabling business growth.


• Keep abreast of latest analytical tools and techniques and use them to develop strategies


• Act as gatekeepers to ensure adequately priced and fairly selected exposures are entering the company’s books.


• Monitor competition’s contracts and strategies and with it, ensure adequate benchmarks in line with the company’s risk appetite.


• Assist the sales department to understand how and why certain product features and customers help or hinder risk mitigation and may influence the books.


• Liaise with the product department to analyze all products and product features, and consequently, design an effective strategy around first level analyses before disbursement.

Requirements

• B.Sc. in Finance, Accounting or any relevant field.


• Highly analytical and love to analyze data to generate information


• Excellent communicator to present and explain your strategies to multiple internal stakeholders


• Have 2+ years of experience managing credit for unsecured lending portfolios


• In-depth knowledge of IFRS principles and changes.