• Application Deadline: Fri, 20 Jan 2023 00:00:00 GMT
• Position: Underwriting Policy Strategist


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 2 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Job Summary

• Underwriting Policy Strategist will carefully monitor the underwriting unit’s policies and constantly define necessary policies, optimizing same for effective performance, as well as translating and communicating high-level directions for ‘front line’ underwriters, i.e., underwriters assessing risks on individual accounts, to follow.


• This opportunity is also responsible for effectively guiding every single intermediary step and decision in the underwriting activities, resulting ultimately, to a perfectly executed underwriting strategy.

Duties & Responsibilities

• Develop strategies that can enable risk control.


• Collaborate with strategic business leaders in designing and implementing strategic credit analysis policies, as well as driving same to ensure optimal performance.


• Develop strategies to determine loan risk and customer behavioral trend.


• Partner with business units and other stakeholders to develop credit strategies to meet business goals


• Monitor the existing policies and develop new ones to ensure that the portfolio quality is within expectations while enabling business growth.


• Keep abreast of latest analytical tools and techniques and use them to develop strategies


• Act as gatekeepers to ensure adequately priced and fairly selected exposures are entering the company’s books.


• Monitor competition’s contracts and strategies and with it, ensure adequate benchmarks in line with the company’s risk appetite.


• Liaise with the product department to analyze all products and product features, and consequently, design an effective strategy around first level analyses before disbursement.

Requirements

• Candidates should possess a B.Sc. in Finance, Accounting or any relevant field.


• Have 2+ years of experience managing credit for unsecured lending portfolios


• Highly analytical and love to analyze data to generate information


• Excellent communicator to present and explain your proposes and reviewed policies to multiple internal stakeholders


• In-depth knowledge of IFRS principles and changes.