• Application Deadline:
• Position: Credit Analyst


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 1 - 5 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

RESPONSIBILITIES 

•  Assess the creditworthiness of existing or prospective clients 


• Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents, etc) 


• Complete ratio, trend, and cash flow analyses and create projections


• Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner • Determine in depth the degree of risk involved


• Carefully analyze data and produce clear and objective reports


•  Routinely monitor loans for compliance 


• Adhere to credit policy and guidelines


•  Monitor corporate portfolio asset quality on an ongoing basis


•  Draft models of credit information that predict trends and patterns

REQUIREMENTS

• Proven 1-5 years of working experience as a credit analyst


• Proficiency in statistical packages and financial software


• Ability to analyze cash flows, leverage, collateral, and customer strength


• Strong communication and presentation skills


•  Sound judgment


• BSC degree in Business, Finance, Statistics, or a related field