• Application Deadline: Tue, 17 Jan 2023 00:00:00 GMT
• Position: Head, Business Banking


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 7 - 10 years


• Location Lagos


• City Victoria Island


• Job Field Sales / Marketing / Retail / Business Development 
  

Job Description

• Drives the Business Banking Teams to achieve set targets across various lines.


• Work closely with relevant internal stakeholders to drive the development of more efficient ways of doing business.


• Ensure that all loans disbursed are repaid when due and the PAR of the business portfolio is within regulatory limits.


• Ensure periodic/regular training and development of all members of the Business Banking Team.


• Identifying key areas for improvement in the business process and driving the same.


• Attending periodic meetings with other senior members of the business.


• Generating new business opportunities and driving new product development in line with various business needs of customers.


• Generating quality sales leads for the business

Accountability

• Ensure a minimum of 100% achievement of assigned targets.


• Ensuring the portfolio quality (PAR) remains within regulatory limits.


• Ensure the team maintains a minimum of a B audit rating.


• Develop strategies to ensure sustainable growth and profitability in line with the Bank's goals.

Qualifications

• A good 1st Degree in Humanities, Social Sciences, Administration, or any related field.


• Added professional/academic qualifications or certifications will be an advantage.


• 7-10 years banking experience with a particular focus on growing and managing a significant SME/Business Banking loan and deposit portfolio and lead in people.

Required Skills & Competencies:

• Professional sales training would be a strong advantage.


• Proven track record of achieving targets and driving sales growth in a business.


• Strong leadership skills and an ability to inspire sales teams.


• Strong and successful experience in Business Banking, Credit Analysis and structuring for businesses.


• Strong knowledge of the various dynamic Business Banking products and ability to drive same.


• Excellent relationship-building competencies.


• Must possess excellent team management and leadership skills.


• Possess excellent communication, written and presentation skills.


• Must possess excellent problem-solving and innovation skills.


• Demonstrates exceptional strategic thinking and planning abilities.


• Must be able to work under pressure.


• Must possess excellent organizational and time management skills.