Relationship Officer at Personal Trust Microfinance Bank

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
3 years ago

Additional Details

Job ID
30651
Job Views
90

Job Description



Job Summary



  • A Relationship Officer is responsible for prospecting, marketing, business development and income generation in line with the key performance indicators.

  • The Relationship Officer is the interface between the Bank and the customer and nurtures mutually beneficial relationships between both parties.


Duties and Responsibilities



  • Achieve growth within the Key performance indicators; liability and risk asset generation, account opening, income generation, and e-banking product offerings.

  • Evaluate the creditworthiness of customers by processing loan applications and documentation.

  • Monitors active loans and enforces collection and recoveries.

  • Ensures the achievement of all budget parameters.

  • Develop referral networks and cross-sell products and services.

  • Ensures a high level of customer satisfaction through excellent customer engagement and service delivery.

  • Actively seek out new sales opportunities through cold calling, networking and referrals.

  • Expedites the resolution of complaints to maximize satisfaction and boost customer service experience.

  • Achieve a healthy portfolio and deposit mix.

  • Executes marketing strategy and develops marketing campaigns.

  • Ensures compliance with all internal policies and regulatory guidelines.

  • Monitors competition by gathering current marketplace information on pricing, products, etc.

  • Recommends changes in products, services, and policies by evaluating results and competitive developments.

  • Identify potential loan markets and develop r+eferral networks.

  • Perform any other duties as may be assigned by Management.


Qualifications



  • HND / B.Sc in Social Science or any other related course with 3 - 7 years work experience.

  • Evidence of completion / exemption of / from NYSC.


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