• Application Deadline: Tue, 24 May 2022 00:00:00 GMT
• Position: SME / HNI Loan Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 5 years


• Location Lagos


• City Ebute Metta , Surulere , Yaba


• Job Field Finance / Accounting / Audit 

Responsibilities

• Signing on new clients and helping them through the onboarding process.


• Managing client bank accounts, including opening, and closing accounts, and overseeing transactions.


• Build and maintain a portfolio of quality clients rapidly and consistently to reach target portfolio within the assigned period.


• Liaise with community organizations, business associations, and individual entrepreneurs.


• Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment.


• Managing Marketing Campaigns.


• Evaluating credit worthiness by processing loan applications and documentation within specified limits


• Interviewing applicants to determine financial eligibility and feasibility of granting loans


• Determining all applicable ratios and metrics and set up debt payment plans


• Evaluate credit worthiness by processing loan applications and documentation within specified limits


• Interview applicants to determine financial eligibility and feasibility of granting loans


• Determine all applicable ratios and metrics and set up debt payment plans


• Communicate with clients either to request or to provide information


• Justify decisions (approvals/rejections) and report on them


• Complete loan contracts and counsel clients on policies and restrictions


• Update job knowledge on types of loans and other financial services


• Maintain and update account records


• Assess customer needs, explore all options and introduce different types of loans


• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas

Requirements

• B.Sc Degree in Finance, Economics, or a related field


• Minimum of 5 years


• Proven working experience as a Loan Officer


• Familiarity with computers and banking applications/software


• Solid understanding of direct/indirect lending products and practices.


• Excellent communication and interpersonal skills.


• Customer satisfaction orientation and sales competencies


• Ability to work in a goal-oriented environment.

Salary

N180,000 - N200,000 / Month.