• Application Deadline: Sun, 15 May 2022 00:00:00 GMT
• Position: Loan Officer


• Job Type Full Time


• Qualification BA/BSc/HND , NCE , OND


• Experience 2 years


• Location Oyo


• Job Field Finance / Accounting / Audit 

Job Summary

• We are seeking to hire smart and experienced loan officers who are career-driven and have financial or fintech experience for our Saki, Oyo State location.

Duties / Responsibilities

• Mobilization of Clients for loans


• Formation of groups within the coverage area


• Verification of clients’ home and shop addresses in compliance with the company’s guidelines and procedures


• In-depth assessment of loan applications and preparation of loan proposals for business support loans


• Participation in the credit committee for loan appraisals were required


• Recovery of overdue loans


• Maintain cordial and long-term relationships with customers through excellent customer service


• Appraising the client’s business and capacity to service the requested loan


• Registering loans on the system and recommending appropriate amounts for disbursement


• Capture all required information (i.e. client& guarantor’s name, address & image. Business image and address)


• Post-disbursement monitoring


• Collection and posting of clients' loan repayments and savings on the system


• Reconciliation of daily collections with the Branch Manager


• Maintaining a healthy portfolio


• Reporting directly to the branch manager


• Any other responsibility assigned by the management of Beyond Credit

Job Requirements

• BSc / HND / NCE or OND in any related field


• At least 2 years of work experience.


• Prior experience as a loan officer in a financial institution.


• Good verbal and written communication skills


• Strong negotiation and interpersonal skills


• Candidate must be resident in the above locations or environs.

Salary

• Attractive with other benefits.