• Application Deadline: Sun, 15 Jan 2023 00:00:00 GMT
• Position: Credit / Risk Manager


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 2 - 5 years


• Location Ogun


• Job Field Finance / Accounting / Audit 
  

Job Description

• Developing policies to handle delinquent accounts, including late fees, collections, and litigation when necessary


• Monitoring current market trends to identify new risks that may pose threats to the company’s finances


• Reviewing loan applications to determine if applicants meet criteria for creditworthiness


• Recommending changes to improve existing lending practices or develop new lending programs


• Determining the value of collateral offered by borrowers for loans or other financial products


• Establishing pricing structures for new loans or other financial products based on risk levels and other factors


• Working with lenders to determine appropriate interest rates for various loan types based on borrower creditworthiness


• Analyzing risk exposure and recommending solutions to mitigate potential losses


• Monitoring compliance with federal and state laws regarding lending practices such as fair housing laws, usury laws, and the Truth in Lending Act (TILA).

Requirements

• Candidates should possess an HND / Bachelor's Degree with 2 - 5 years relevant work experience.