• Application Deadline: Tue, 24 Jan 2023 00:00:00 GMT
• Position: Head, Business Banking (Bank Head)- South South| South East


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 12 - 20 years


• Location Abia , Akwa Ibom , Anambra , Delta , Edo , Lagos , Rivers


• Job Field Banking 
  

Job Summary

• Provide required leadership and drive for the achievement of the Bank's business and performance objectives across assigned regions, states and localities


• Develop and manage customer relationships with sustainable financial returns


• Drive and manage customer acquisition, retention and relationships in defined target areas

Key Roles/ Responsibilities: 

• Drive the achievement of the Bank performance objectives and goals, in specific regions, of being the market leader in provision of microfinance and related financial services at world class standards.


• Build and maintain a strong risk asset loan portfolio and balance sheet in line with the Bank objectives and assigned performance targets.


• Promote and engage in customer study and research to ensure that the needs of customers are understood and met through provision of innovative products and services.


• Manage and maintain existing customer relationships and develop of new customer relationships.


• Organize the assigned Region and provide leadership for maximum productivity.


• Drive branch expansion activities in line with the Bank's strategic goals.


• Ensure all the branches under the region are viable and profitable.


• Work with HR to ensure adequate and optimal staff structure is maintained at all times


• Monitor the credit management risk system of the Region and ensure the PAR is within the defined regulatory threshold.


• Oversee implementation of commercial strategies/policies in assigned Region in line with the Bank’s overall sales goals and objectives.


• Formulate and discuss business banking strategies for required approvals and implementation.


• Monitor/review/analyze strategies to ensure compliance with management's guidelines on global credit position vis-à-vis various market segments, raise issues and make appropriate recommendations to the Chief Commercial Officer.


• Provide required support to other critical roles/ functions in the Bank particularly Credit Committees, Risk Management & Internal Control, Recovery, Internal Audit and HR.


• Promote corporate core values and commitment to the Bank goals and objectives.


• Implement and monitor commercial budget as prepared and agreed in line with business needs/goals/requirements.


• Perform other duties as assigned by Chief Commercial Officer.

Qualifications and Experience

• A minimum of 12 years post qualification experience, 8 of which must have been spent in the financial services sector with minimum 3 years in a Management Position.


• Minimum education qualification of a BSc or HND in Social Sciences or related areas with numerate coursework

Competency/Skill Requirements

• Strong industry knowledge/good understanding of target markets.


• Experience/ familiarity with customers at the Bottom of the Pyramid.


• Strong people and project management skills; able to coach, motivate and develop a team


• Excellent written and oral communication skills; comfortable presenting to executive teams


• Knowledge and understanding of the Banks' products


• In-depth knowledge of customer service policies/ principles and corporate and retail banking


• Good relationship management, negotiation, business to business sales marketing and analytical/ problem solving skills  


• Knowledge and understanding of the local and global financial markets.


• Good knowledge of product development


• Entrepreneurship/ taking ownership


• Must have a high sense of responsibility, accountability, integrity and ethical standards

Kindly send in your detailed CV to careers@accionmfb.com or visit our website to apply accordingly with the required location as subject.