• Application Deadline:
• Position: Business Development Manager - Credit/Loan


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 4 years


• Location Lagos


• City Ikeja


• Job Field Sales / Marketing / Retail / Business Development 
  

This position will be in charge of the Business engagement for Flexi, sourcing for funding, post-loan disposal of assets, Flexi calculation and strategies for growth, with duties including market research, and recommending upgrades when necessary.

Responsibilities

• Drive Business engagement with partners to derive strategic partnerships for funding and delivery of Flexi (Cooperate Lending and Co-Lending).


• Identifying viable business opportunities; coordinating business generation activities; developing customized targeted sales strategies.


• The ultimate success of the Flexi Business: sustainable product-market fit and profitability.


• Manage Flexi products portfolio.


• Manage post-loan asset disposal.


• Drive engagements of partners for loan collection outsourcing and asset package sale.


• Basic capacity building in Auto-deduction, credit investigation and external data research.


• Product reporting and analysis for informed decision-making.


• Assist the Risk and Compliance Department with NPL management and reporting.


• Develop new products generating new business opportunities by performing market research to identify customer needs/trends and opportunities.


• Assess market competition by comparing the unsecured lending proposition to competitors' products across offerings, processes, customer experience and portfolio quality.

Qualifications

• Minimum of 4 years of work experience in Business Development and credit is a must.


• Bachelor’s degree in a relevant field.

Required Competencies

• Proven experience in Business Development or similar leadership roles.


• Sound Knowledge of Credit and lending trends to build organizational strategy.


• Ability to conduct analyses and research.


• An in-depth understanding of Credit assessment, and credit risk criteria.


• Strong interpersonal skills.


• Excellent communication skills.


• Leadership and organizational skills.


• Problem-solving attitude.


• Understand the 5 Cs of lending.