• Application Deadline: Tue, 7 Feb 2023 00:00:00 GMT
• Position: Head, Credit Risk Underwriting


• Job Type Full Time


• Qualification BA/BSc/HND , MBA/MSc/MA


• Experience 7 - 10 years


• Location Lagos


• City Victoria Island


• Job Field Finance / Accounting / Audit 
  

Job Description

• Ensure 100% compliance with the Bank’s Credit Policies and Procedures.


• Digitize and automate credit risk underwriting and processing flows.


• Ensure Team CAP analyzes credit requests and identifies inherent risks with adequate responses to aid quality decision-making.


• Ensure loans sent to CAP are processed within the agreed TAT.


• Maintain professional working relationships with internal customers.


• Contact liaison with the Sales team to ensure conformity with credit policy.


• Ensure credit checks on all credit customers are conducted before approval.


• Ensure Monthly reporting of the performance of loan customers to the Credit Bureaus.


• Assist in product / policy development geared towards managing inherent credit risks in the Bank’s products.


• Attend MCC Meetings

Qualifications

• B.Sc. in Accounting, Finance, Management or related field.


• MSc. / MBA


• Professional qualification in Credit Risk Management is mandatory.

Required Experience, Skills & Competencies:

• Experience and exposure in digitizing and automating credit risk underwriting and processing flow in the financial services industry.


• 7-10 years cognate experience in core credit risk management, credit underwriting and processing in the financial services or FINTECH space, with at least 3 years experience at the management level.


• Excellent experience in leading a diverse team of credit risk analysts for Personal Banking and SME lending.


• Certified in Agile methodologies.


• Advanced-Data Analytics and Reporting skills (SQL, Power BI, Decision science).


• Excellent Engagement and Communication Skills.


• Consummate team player with a collaborative approach to working with colleagues, horizontally and vertically.


• Very open-minded and comfortable with driving change.