Collateral Valuation Officer at Microcred Group

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
3 years ago

Additional Details

Job ID
34722
Job Views
105

Job Description



Overview



  • The Collateral Valuation Officer shall use an internally approved standard valuation template or tools to value the collateral items with a value above NGN 50m and report the result to the Risk department.


Responsibilities



  • Determining the value of all descriptions of landed property and estimating the economic worth of the Landed Property

  • Feasibility and viability studies of all mortgage properties for credit processes

  • Generate and support new business opportunities for the Bank.

  • Cooperate in the development of the Housing facility for the staff and client

  • Assist in selling all mortgaged properties due to forfeiture of delinquent clients by revalidating the market and forced sales value.

  • Work with the branches and recovery in any matter relating to confiscation and sales of collateral.

  • Conduct a loan underwriting process, as the case may be.

  • Perform any other similar job as assigned by the CRO.


Requirements



  • Good knowledge of Real Estate Management.

  • Ability to use AutoCAD and HSE tools

  • Good communication, problem-solving and analytical skills.

  • Project management skills.

  • Excellent interpersonal and relationship management skills.

  • Ability to manage stress management.

  • Good attention to detail.

  • Ability to work with minimum supervision.

  • Ability to prepare reports (MS word, Excel and PowerPoint).

  • Thorough and consistent in discharging duties on sites always.

  • Exercises sound decision-making when carrying out responsibilities.

  • Practical, flexible, and innovative approach to work.

  • Team working skills.

  • Must possess good IT skills.


Qualifications



  • Minimum in BSc / HND in Architecture, Estate Management, and Building/Civil Engineering.

  • Experience Level: Entry-level - Mid-level

  • Experience Length:1- 3 years of relevant experience

  • Professional certification in HSE is an added advantage.


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