Job Overview

Location
Lagos, FCT
Job Type
Full Time
Date Posted
3 years ago

Additional Details

Job ID
34743
Job Views
210

Job Description



Responsible for the Branch Growth, Profitability, Sales, Service and Personnel Management in line with assigned Budget. 


Division: Retail Banking                                                                                           


Reports to: Regional Sales Manager 


Supervises: Account Officer(s), DSA and BETA Agents


Job Responsibilities



  • Oversee EMS and other branch meetings.

  • Regular environmental scanning to identify business opportunities.

  • Ensure collaboration amongst all units of the branch.

  • Ensure the branch has adequate work tools.

  • Ensure efficient and timely service delivery at all touchpoints in line with the bank’s service grid.

  • Drives branch budget.

  • Customer engagement (Physical and Virtual).

  • Review and recommend loans for approval.

  • Manage loan portfolio.

  • Responsible for the teams Sales/Service plan.

  • Ensure the branch ambience is in line with the Bank's standard.

  • Periodic review of direct reports

  • Prepare and present branch performance.

  • Conduct business premises spot check.


Key Performance Indicators


Daily Activities:



  • Review of outer business premises, civil guards dressing and ATM gallery.

  • Conduct EMS and review of daily volume report.

  • Review and confirmation on previous days performance of account officers.

  • Customer engagement (virtual) to Top 20 branch customers.

  • Visit identified 5 customers/prospects.

  • Monitor the CLOSA agents- their activity and overall performance.

  • Review of Pre-call memos

  • Review and recommendation of loans

  • Review and approval of branch expense.


Weekly Activities:



  • Participate in weekly cluster marketing storms/street mapping.

  • Meeting with Branch Unit Heads.

  • Deployment and monitoring of the weekly floor manager.

  • Product knowledge sharing sessions.


Monthly Activities:



  • Loan Book Review.

  • Prepare and present Monthly Performance Review

  • Business premises spot check (Internal and External).


Qualifications


Standard Requirements



  • At least 6 years’ experience in sales, customer service, including at least 1 year in a supervisory role.

  • In-depth knowledge of retail policies, procedures, and branch operations.

  • Strong Credit/Financial Analysis Skills

  • Understanding of lending regulations.

  • Ability to influence, motivate, and train others.

  • Problem solving skills.

  • Effective communication/Presentation skills

  • Good Interpersonal Skills

  • Conflict Management Skills

  • Managerial/Administrative Skills

  • Team building


Enablers



  • Infopool                           

  • Process Maker                        

  • Mobile CRM

  • PowerBI                           

  • Fintrak Credit360                  

  • Moneytor

  • pi360                               

  • Service Desk                          

  • Dynamics 365 CRM         

  • Self-Service Portal  

  • Notification of imminent maturities (Risk Assets & FD),

  • Realtime notification of volume movement (N5m and above)


Qualification



  • A good first degree in any discipline and a Masters’ degree.

  • A professional qualification will be an added advantage.


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