• Application Deadline: Fri, 17 Feb 2023 00:00:00 GMT
• Position: Risk Management Analyst


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 3 - 6 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Key Responsibilities

• Ensure the NPL ratio of the company does not exceed limit set by Executive Mgt.


• Review and disbursement of the company.


• Proper documentation and filling of security document.


• Reviewing /analyzing approvals to ensure that same is in consonance with company’s credit policy and if signed off by appropriate officers according to their approval limits.


• Regular review of all limits maintained on the system.


• Pay visits to customer’s factories, warehouse etc. to confirm information requirement as appropriate.


• Model credit behavior for categories of customers with aim of predicting future portfolio position.


• Forecast portfolio-wide credit losses based on historical credit data and contemporary credit issues.


• Institute systems and processes to facilitate dynamic portfolio management.


• Institute systems and processes to facilitate portfolio risk-reward optimization.


• Work closely with legal to ensure precedents for facility documentation are in line with best practice.


• Put in place measure to monitor and minimize losses arising from the dealers portfolio.


• Ensure judicious use of credit limit.


• Perform other functions as delegated by the Group Head, Risk Management.

Requirements

• A good First Degree in any discipline.


• Minimum of 6 years post qualification experience in risk management within the Financial Services Industry, of which at least 3 must have been in the Banking Sector.


• M.Sc.


• Recognized professional certification such as CFA, CIS, ACCA, ACA, CFP, IT Certifications, etc.