Job Description
Responsbilities
- Lead implementation of the Bank’s business development and marketing strategies in all regions of the bank.
- Drive increased revenue (deposit) and profit to achieve sales objectives and growth strategy as indicated in the Bank’s strategy plan.
- Initiate and monitor Relationship Managers and Relationship Officers relationship with Corporate Organizations /individuals to facilitate deposit mobilization and mortgage loans.
- Effectively co-ordinate activities and monitor performance of Business Managers and Relationship Officers on deposit mobilization, mortgage loan and loan repayment.
- Creation of quality risk assets in preferred sector(s.
- Effectively monitor Relationship Managers/ Officers’ activities on loan repayment .
- Timely identification toxic assets and ensure appropriate measures are taken to minimize imminent risk.
- Ensure effective management of all assigned Corporate accounts and credits
- Facilitate Monthly Performance Review (MPR) sessions and enforce implementation of approved deliberations (sanctions and rewards) to ensure improvement in staff performance and work processes.
- Ensure use of sound credit judgment to maintain credible loans and reduce number of non- performing loans to barest minimum.
- Keep abreast of local and international business opportunities and exercise judgement in acquiring new mortgages business(es).
Skills and Competency Requirements
- A minimum of first degree or its equivalent in any discipline plus a relevant higher degree or professional qualification/certification.
- A minimum of 10 years post-graduation experience, out of which at least 5 must have been in the banking industry, and at least 3 years’ experience in Managerial role or equivalent position.
Key Result Areas
Increased deposit mobilization * Quality of mortgage loans booked * Loan repayment ratio* Sound credit judgement * Number of HNI Accounts managed *Non-performing loans *Capacity building of staff* Number of new, active account and Repeat client.
Key Result Areas
Increased deposit mobilization * Quality of mortgage loans booked * Loan repayment ratio* Sound credit judgement * Number of HNI Accounts managed *Non-performing loans *Capacity building of staff* Number of new, active account and Repeat client.